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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Amazing Savings App

5
App is amazing and easy to use on both android and Apple devices. Easy to use and navigate and clear and open transactions Reviewed on: 20th February 2023

Amazing banking service

5
Amazing service, top rates and top service would 100% recommend to everyone! Reviewed on: 20th February 2023

Brilliant way to manage money

5
The ease and flexibility to transfer money and move across different savings accounts, which varies the interest has been fantastic to save for particular events (e.g. work on the house; or holidays!). I am not inclined to use any other savings account, given the positive experience with Zoopa! Thank you Reviewed on: 20th February 2023

Great interest rates

5
Ease of use and transfer is great. Thoroughly recommend them to friends and family. Reviewed on: 20th February 2023

Very happy with my savings account

5
I'm very happy with my savings account, it's easy to use, has a good interest rate and simple to move money about. Reviewed on: 20th February 2023

So easy

5
Easy to use, love the pots and how easy it is to see your money grow. Reviewed on: 20th February 2023

Great high rate savings

5
Best instant accent savings account on the market Reviewed on: 20th February 2023

Easy peasy bank for great monthly interest

5
I have been with Zopa for the last two months and I cannot recommend them enough. I get to save money by gaining monthly interest that is fair on us, the customers. I am happy I found them thanks to Money saving expert Reviewed on: 20th February 2023

Easy

5
Easy to use with valuable returns Reviewed on: 20th February 2023

They always pass the rate rises on!

5
Thank you for your efforts to put savers first and by passing in the rate rises almost immediately! Very clear customer centred products. Reviewed on: 20th February 2023

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