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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Ease of use

Lovely system that’s very easy to use. Very simple system that can all be done on your phone. Reviewed on: 20th February 2023

great app easy to use

good savings rates combined with easy to use app Reviewed on: 20th February 2023

Great product and service

The account was easy to set up and the app east to use. Rate was competitive on opening and has continued to remain so which is great Reviewed on: 20th February 2023

Just amazing

I needed somewhere safe and innovative to keep my extra cash and to take them out when needed. Zopa has been nothing but amazing as I have never had any of the regular issues I've had with other saving platforms. Thank you Zopa. Reviewed on: 20th February 2023

Solid Product

Easy to access and useful boosting feature Reviewed on: 20th February 2023

Easy to set up and a great rate

I was really impressed with house easy zopa was to set up and how easy The app is to use. More importantly the rate offered on my savings is far higher than my bank account offered Reviewed on: 20th February 2023

Easy to use

I like to simple layout of the app and how easy it is to transfer money to my smart saver account. It’s easy to see the interest added Reviewed on: 20th February 2023

Easy to use best rate

Great rate and easy to use app. I am looking to stay with Zopa for as long as possible Reviewed on: 20th February 2023

Easy to use and good interest rates

Easy to access with great security and customer service and good interest rate Reviewed on: 20th February 2023

Great product, easy to set up and keep an eye on.

Quick easy and secure with great returns. Would highly recommend over high street banks. Reviewed on: 20th February 2023

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