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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great savings account

Great savings account, really competitive rates and easy to use. Highly recommend. Reviewed on: 20th February 2023

Zopa Smart Saver

Thank you Zopa. The app set-up and funds transfer was easy and quick. My spare cash is now giving interest. I do like the range of saving options available to increase the return in accordance with different noticed periods. Reviewed on: 20th February 2023

Easy to use with competitive rates

The account is easy to use and the rates are very competitive Reviewed on: 20th February 2023

Simple to set up

The saving screen is simple to understand, set up and is great to check how your savings are going and with the choice of accounts from 7 to 95 days notice accounting temptation to withdraw removed and also act as the rained day account Reviewed on: 20th February 2023

Super easy. Great bank

Love the ease of application and different pots. Especially as you can choose different interest rates for different pots. This is especially fab. Only annoyance is that money takes a short period to land in the account when you send it. Reviewed on: 20th February 2023

Super simple saving

One of the easiest banking apps to use and saving pots really easy to setup. Reviewed on: 20th February 2023

Best overall savings product

No other organisation does savings accounts like this: one product over which you can allocate savings pots to instant access or notice access from 7 day, 31 day & more. The rates given are market leading, if not the best. Its so easy to use & switch funds to another level. Couldn't recommend it more highly. Reviewed on: 20th February 2023

Really easy to set up

Love using zopa it’s very easy to navigate and transfer between eat pot Reviewed on: 20th February 2023

Easy and simple with a great rate

I love using the app. And I can manage my savings easily with different pots with diff interest rates. Both myself and my husband use This and it’s really easy and clear how to use. Thanks L Reviewed on: 20th February 2023

Easy to transact savings

Quick and easy to setup and to transfer money in Reviewed on: 20th February 2023

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