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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Straightforward experience

Had been nervous of an online only bank I'd not heard of but has been very straightforward at every stage. The only thing to be aware of is that payments in can only be made from the linked account. Reviewed on: 12th January 2023

Love it and recommended

I think this is a great savings app, really good rates, easy to pay in and out and move your funds within the Smart Saver. I've recommended to others as I think it is so good. Reviewed on: 12th January 2023

Easy use product

Easy to save with good rates. I like using the different pots to save. Reviewed on: 12th January 2023

A* Savings Account

Perfect savings account. App is very easy to use and comprehend! Registered easily, safely and promptly. Fair saving interest rates, especially compared to my bank! So far, I highly recommend Zopa. Reviewed on: 12th January 2023

Good

Zopa is very helpful for saving - would recommend Reviewed on: 12th January 2023

Fyucher

I’m first time saving money on app and I’m happy with zopa Reviewed on: 12th January 2023

Easy, clear saving options

Incredibly clear and easy to use savings account Reviewed on: 12th January 2023

Smart saver

Fabulous savings account with good interest rates! Reviewed on: 12th January 2023

Happy saver!

Been very impressed how easy it was to set up. Clear notifications too. Happy with the interest rates too! Reviewed on: 12th January 2023

Brilliant

I opened this account some time ago and have been impressed the flexibility, how easy it is to use, and by how promptly Zopa have increased rates after base rate changes. I have already recommended to others. Reviewed on: 12th January 2023

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