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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to set up

So easy to set up and move money around. Excellent rate. Reviewed on: 14th January 2023

Great app

The app is easy to use and transfers are quick and simple. The interest rate is good and I like the fact you can set up different pots/set withdrawal dates if you want to keep the money safe for a certain amount of time. Reviewed on: 14th January 2023

Really easy

Straight forward and I know I am getting the best rates without constantly having to change provider Reviewed on: 14th January 2023

Consistently good savings interest rates

Very good interest rates and easy to use app-based savings product. Can gain a higher interest rate by choosing a longer notice period for withdrawing money. Can move money easily using the app. Reviewed on: 14th January 2023

Great Technology

Easy to use App. Allows easy transfer of fund both ways from other banks and easy to transfer between saving products Reviewed on: 14th January 2023

Helping hand

Zopa helped us when even my own Bank of thirty years plus would not. Reviewed on: 14th January 2023

Good bank

Very pleased with my card it does more than many banks and no hassle Reviewed on: 14th January 2023

Excellent

Best out there Reviewed on: 14th January 2023

High Easy Access Savings

App - Easy set up for high interest easy access savings. Reviewed on: 14th January 2023

Great product

Very flexible product with competitive interest rate Reviewed on: 14th January 2023

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