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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Review

Simple and easy to use. The rate is very competitive in the market. Reviewed on: 12th January 2023

Good access and interest rate

Easy to use app with ( currently) good interest rates. Easy to move money in and out with incentive to leave money in higher interest separate pots, which I like, with improved interest rates. Reviewed on: 12th January 2023

Grast interest rate

The app is very easy to use and the interest rate higher than anywhere else. Plus there is a 7 days' notice account with an even better rate. Reviewed on: 12th January 2023

Brilliantly easy to use

Intuitive app, very simple to use. Encourages you to save because it’s just a few clicks, no effort, same goes for withdrawals. Great interest rates. I love it and have recommended to friends. Reviewed on: 12th January 2023

So easy to set up

Easy to set up and good interest rates. Can’t really ask for more than that in the current climate. Reviewed on: 12th January 2023

Top Saver

Smart is the key because it gives various rates depending on how long you are willing to give notice when you need access to your money from instant to 95 days. Reviewed on: 12th January 2023

Super easy, flexible & good rate

This was really easy and quick to set up, input funds and manage going forwards. Would definitely recommend! Reviewed on: 12th January 2023

Easy to set up and use and excellent rates

Easy to set up and use the accoiunt and the rates at the moment are excellent. Reviewed on: 12th January 2023

So convenient

Really easy to use and convenient way to save my money :-) Reviewed on: 12th January 2023

Highly recommend

Nothing but great results so far Reviewed on: 12th January 2023

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