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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy, too savings

Easy to use app and account transfers. Top interest rates Reviewed on: 14th January 2023

Saving like my grandparents!

I love having one account but where I can have pots within this for different things. Reminds me of my grandmother with her savings tin with different slots to save for different things. I remember putting pennies in for her and learning how to manage money and plan ahead so the money was ready when needed. Reviewed on: 14th January 2023

Saving

Overall a good interest return on your money. With easy access Reviewed on: 14th January 2023

Helpful

I have never spoken to customer service. Always text me when payments are due. Reviewed on: 14th January 2023

Good service

Very easy and quick to use excellent service Reviewed on: 14th January 2023

Unrivaled

I wanted a credit card with transparency. That's exactly what I got with Zopa. The interest rates and accessibility to your money means Zopa tick all the boxes. I regularly tell my friends and colleagues to get on board. Reviewed on: 14th January 2023

My Zopa extra saver account

easy to set up with competitive rates of interest Reviewed on: 14th January 2023

Best bank

Easiest and best bank to use, great for saving and sorting money Reviewed on: 14th January 2023

Incredibly easy Savings

Zopa shines with an incredibly easy to use App, friendly marketing and generous saving rates. Reviewed on: 14th January 2023

Amazing

I love that you have to request the money 95 days prior, which I don’t see any point in that so it’s a great way to save! Reviewed on: 14th January 2023

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