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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Zopa the future

Easy to set up linking to an existing account. Good rates of interest and not bombarded with e mails. Reviewed on: 14th January 2023

Really good saver

Friendly customer service and really good rates Reviewed on: 14th January 2023

Excellent, easy to use saver account with great rates

Couldn’t rate Zopa high enough. From initial set up of the smart saver account, an excellent app which makes it so easy to use and of course excellent rates. Reviewed on: 14th January 2023

The internet banking site that has it all

The Zopa account I have is a credit card and internet savings all in one. What attracted me was the savings and the ever increasing interest on the account. I'm not neive and I know interest rates can go down as well as up, but this accounts growth is really attractive. Not only that you can name "pots" for your savings and of course the type of account, whether it be instant access or 90 day ( the later obviously paying a higher rate of interest). All the accounts are available off an app on your phone and the nice thing is, is all the transfers are virtually instant. Zopa have nailed the internet banking with this app and I have no qualms in telling others about this. Reviewed on: 14th January 2023

ALL Things are Possible

All things are possible with Zopa. From an Acorn into an Oak tree. I started off as a musterd seed, worked with Zopa to improve rating,started several smart savers accounts, the technology is good customer experience excellent i am encouraged to increase my savings to £10,000, very good Products, well done keep up the good work stay creative and innovative. Reviewed on: 14th January 2023

Good app

good experience so far and would recommend to others Reviewed on: 13th January 2023

Personal loan

Competitive , easy and quickly to apply and receive money to your bank account , good Apr definitely recommend. Reviewed on: 13th January 2023

absolutely best

The rates are attractive and the app is very easy to use. Reviewed on: 13th January 2023

Excellent , flexible.

I love Zopa Smart saver the flexibility and pots. I have mys savings put in there and split out to pots for my children. Different pots and different suration with slighlty better rates. Reviewed on: 13th January 2023

Very good

There when i needed a loan and when i needed to start a savings.easy to get on with and move money around. Reviewed on: 13th January 2023

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Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Smart Saver now

Zopa Smart Saver reviews (8149)

Zopa the future

Really good saver

Excellent, easy to use saver account with great rates

The internet banking site that has it all

ALL Things are Possible

Good app

Personal loan

absolutely best

Excellent , flexible.

Very good

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

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