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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

A* Savings Account

Perfect savings account. App is very easy to use and comprehend! Registered easily, safely and promptly. Fair saving interest rates, especially compared to my bank! So far, I highly recommend Zopa. Reviewed on: 12th January 2023

Good

Zopa is very helpful for saving - would recommend Reviewed on: 12th January 2023

Fyucher

I’m first time saving money on app and I’m happy with zopa Reviewed on: 12th January 2023

Easy, clear saving options

Incredibly clear and easy to use savings account Reviewed on: 12th January 2023

Smart saver

Fabulous savings account with good interest rates! Reviewed on: 12th January 2023

Happy saver!

Been very impressed how easy it was to set up. Clear notifications too. Happy with the interest rates too! Reviewed on: 12th January 2023

Brilliant

I opened this account some time ago and have been impressed the flexibility, how easy it is to use, and by how promptly Zopa have increased rates after base rate changes. I have already recommended to others. Reviewed on: 12th January 2023

Review

Simple and easy to use. The rate is very competitive in the market. Reviewed on: 12th January 2023

Good access and interest rate

Easy to use app with ( currently) good interest rates. Easy to move money in and out with incentive to leave money in higher interest separate pots, which I like, with improved interest rates. Reviewed on: 12th January 2023

Grast interest rate

The app is very easy to use and the interest rate higher than anywhere else. Plus there is a 7 days' notice account with an even better rate. Reviewed on: 12th January 2023

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