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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

So easy to set up

Easy to set up and good interest rates. Can’t really ask for more than that in the current climate. Reviewed on: 12th January 2023

Top Saver

Smart is the key because it gives various rates depending on how long you are willing to give notice when you need access to your money from instant to 95 days. Reviewed on: 12th January 2023

Super easy, flexible & good rate

This was really easy and quick to set up, input funds and manage going forwards. Would definitely recommend! Reviewed on: 12th January 2023

Easy to set up and use and excellent rates

Easy to set up and use the accoiunt and the rates at the moment are excellent. Reviewed on: 12th January 2023

So convenient

Really easy to use and convenient way to save my money :-) Reviewed on: 12th January 2023

Highly recommend

Nothing but great results so far Reviewed on: 12th January 2023

Great product and Easy to set up

I was so surprised how easy it was to set up my new savings account that has a great rate and the additional bonus savings pots are such a great idea! Its all so easily managed through the app and the whole process was well explained. Very pleased to have discovered Zopa! Reviewed on: 12th January 2023

Instant access savings at a great rate

The ZOPA instant savings account is easy to open on the app, instant access to savings and a great competitive interest rate unbeated for fully accessible savings. Reviewed on: 12th January 2023

Great customer service

If it’s a savings account with a high rate of interest you’re after then look no further. Zopa not only have one of the highest savings rate on the market but they also offer a simple and clever way to get different rates for different access times. The customer helpline is first rate and if you’re question is an online chat you’ll often get a reply within minutes. If only all savings accounts could be like Zopa. Reviewed on: 12th January 2023

Easy to use and GREATA

Very flexible and easy to use and manage account Reviewed on: 12th January 2023

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