Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,144 reviews, last reviewed 18th Apr 2026
112% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (8144)

Excellent

5
I really like this app. I have an instant, a 30 day and a 95 day notice account and you can move money around, add it and withdraw it so easily. I would and do highly recommend Zopa. Reviewed on: 12th January 2023
Peter Newton's avatar
Peter Newton

Great Rates

5
Great saving rates, they are very quick to change when the BOE changes its rates. Reviewed on: 12th January 2023
Tony Persichini's avatar
Tony Persichini

Excellent

5
Excellent - very easy to set up and use. Reviewed on: 12th January 2023
Grace's avatar
Grace

Innovative new platform for max flexibility

5
I love that I can have different pots of savings committed for different lengths of time, and that the long I commit for, the better rate I get. The app is super easy too. Reviewed on: 12th January 2023
RA's avatar
RA

Easy no fuss account

5
Set up the app quickly and with no issues. I bae been able to move money between different levels of savings and benefit from excellent interest rates. Reviewed on: 12th January 2023
VMann's avatar
VMann

Right on the ball.

5
Always update interest rate increases without delay. Very happy. Reviewed on: 12th January 2023
nigelbarnett@sky.com's avatar
[email protected]

Easy to manage and good rates

5
Very easy to set up and manage via the app. Interest rates are good at keeping pace with changing BoE base rates. I'm happy to keep my short-term saving in Zopa. Reviewed on: 12th January 2023
Andy Macdonald's avatar
Andy Macdonald

Excellent saving app

5
A great saving app. Competative rates, easy to use, innovative boost system. I've already recommended this to many of my friends and family. Reviewed on: 12th January 2023
Steve's avatar
Steve

Easy saving with great app

5
Love this savings app on my phone. The choice of saving rates is simple and competitive. Works seamlessly and quickly with my banking app. Reviewed on: 12th January 2023
Paul Bentzien's avatar
Paul Bentzien

Easy!

5
Easy to open, easy to set up, easy to manage, very clear details about each savings option in simple language! Wow! Reviewed on: 12th January 2023
Lesley-Anne's avatar
Lesley-Anne

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69069 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1546 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44332 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill