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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to set up easy to link to add extra money and easy access if required

Found it easy to set up and linked so that I can top up small amounts regular and have a little saving pot that can be easily accessed if required Reviewed on: 12th January 2023

Excellent

I really like this app. I have an instant, a 30 day and a 95 day notice account and you can move money around, add it and withdraw it so easily. I would and do highly recommend Zopa. Reviewed on: 12th January 2023

Great Rates

Great saving rates, they are very quick to change when the BOE changes its rates. Reviewed on: 12th January 2023

Excellent

Excellent - very easy to set up and use. Reviewed on: 12th January 2023

Innovative new platform for max flexibility

I love that I can have different pots of savings committed for different lengths of time, and that the long I commit for, the better rate I get. The app is super easy too. Reviewed on: 12th January 2023

Easy no fuss account

Set up the app quickly and with no issues. I bae been able to move money between different levels of savings and benefit from excellent interest rates. Reviewed on: 12th January 2023

Right on the ball.

Always update interest rate increases without delay. Very happy. Reviewed on: 12th January 2023

Easy to manage and good rates

Very easy to set up and manage via the app. Interest rates are good at keeping pace with changing BoE base rates. I'm happy to keep my short-term saving in Zopa. Reviewed on: 12th January 2023

Excellent saving app

A great saving app. Competative rates, easy to use, innovative boost system. I've already recommended this to many of my friends and family. Reviewed on: 12th January 2023

Easy saving with great app

Love this savings app on my phone. The choice of saving rates is simple and competitive. Works seamlessly and quickly with my banking app. Reviewed on: 12th January 2023

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Zopa: Smart Saver reviews

100% increase in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Zopa Smart Saver reviews (8146)

Flexible, high interest, easy to use banking app

Easy to set up easy to link to add extra money and easy access if required

Excellent

Great Rates

Excellent

Innovative new platform for max flexibility

Easy no fuss account

Right on the ball.

Easy to manage and good rates

Excellent saving app

Easy saving with great app

Do you have a different Zopa product?

Want to see more from Zopa?

Cash ISA

Personal loan

Credit card

Join Smart Money People

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