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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,144 reviews, last reviewed 18th Apr 2026
112% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Personalised Pots

5
I love the personalised pots. Competitive interest rates with four choices - anytime access or a choice of three fixed rates and all not for too long. Suits me perfectly. Reviewed on: 12th January 2023
Lynette's avatar
Lynette

High interest accounts.

5
Really good concept for savings. I am transferring a modest amount across each week into a "pot" something I am saving up for long term. It's a notice account, but it has an unbeatable interest rate. The instant access "pots" also attract a really good rate of interest too. I recently discovered I could set up an automated transfer which has made things even easier. This is a fantastic little app and I would highly recommend. Reviewed on: 12th January 2023
Rachel Ann's avatar
Rachel Ann

Excellent

5
So simple to use no fuss and top rare of intrest. Reviewed on: 12th January 2023
Andrew Shepherd 's avatar
Andrew Shepherd

Amazing service

5
Zopa provides an amazing service which I would recommend to anyone Reviewed on: 12th January 2023
lollyloo2003@gmail.com's avatar
[email protected]

Easy to use

5
Simple online account keeps up with the interest rate and easy to use Reviewed on: 12th January 2023
julierjj1948@hotmail.com's avatar
[email protected]

Great app based savings

5
Simple and easy to use and very often the best rates available. Also the ability to save different savings in different pots at different rates/retention periods is great. Reviewed on: 12th January 2023
Peter Gowran's avatar
Peter Gowran

Could not be better

5
Really simple to use and fantastic rate of interest Reviewed on: 12th January 2023
jakevanblunden@gmail.com's avatar
[email protected]

Good value savings

5
Zopa offer a highly competitive savings rate with an easy to use app based account offering flexibility for instant access or higher rates for notice savings Reviewed on: 12th January 2023
Alan barnden's avatar
Alan barnden

Good rates of interest

5
Good rates of interest. Easy to set up and to transfer money in and out. Highly recommended, l'm very pleased l joined them. Reviewed on: 12th January 2023
Celia W's avatar
Celia W

Easy to use

5
Very easy to setup and use - clear App user interface. Fast access. Will recommend to friends :) Reviewed on: 12th January 2023
Y Zhang's avatar
Y Zhang

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