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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Competitive and convenient

Competitive returns on this product. Convenient and easy to operate using the app. Innovative. Reviewed on: 12th January 2023

Superb savings account

Oh my gosh, so easy to set up and use. This has made saving part of my weekly routine. The app is actually really enjoyable and simple to use. I would highly recommend it to everyone. Reviewed on: 12th January 2023

Impressed

I am very impressed with Zopa Savings account the interest is one of the best and the app is so easy to use. The acess pots are brillant and very useful. Reviewed on: 12th January 2023

Fantastic savings account

Easy to set up and transfer money either manually or by regular transfer. The ability to set up pots including easy access and notice accounts makes saving for goals easy. The increase in interest rates is also responsive to changes unlike other accounts. I have already recommended to my partner and other friends. Reviewed on: 12th January 2023

Cumulative Savings

Interest is paid each month, no limit, interest on interest payments, interest has been increased as Bank of England increased its rates. It is the only account that does this. Reviewed on: 12th January 2023

Easy set up

Very new to Zopa.But loving what I see so far! Reviewed on: 12th January 2023

Very easy to use

I opened a Zopa account as it had the best interest rate I could find. I have found Zopa to be very easy to use and a great way to save money! Reviewed on: 12th January 2023

Very good savings accounts

Very good and easy to use savings accounts. Easy options to choose from and favourable interest rates for these options Reviewed on: 12th January 2023

Good interest rates and easy to check balance. Also easy to move money into different notice pots

Easy to set up and manage account Reviewed on: 12th January 2023

So simple even for older people

I'm in my 70's and was a bit hesitant about using a new online account. I need not have worried. It's so easy. Clear language, clear instructions. Easy to set up the account and understand. And, when you need customer support they are there! Someone to speak to! And so helpful. Highly recommend. Reviewed on: 12th January 2023

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