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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

112% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Makes saving so much easier

The pots and boosts function that Zopa has is really great. It makes it so much easier to plan your finances and finance strategy. The rates Zopa provides is also consistently market leading. Reviewed on: 12th January 2023

Simple and highly competitive

The app is a doddle to use, the service is very efficient, interest rates are very competitive, moving money is very fast, feedback is great. If only all banks and their apps were this good. Reviewed on: 12th January 2023

Excellent

Easy to manoeuvre and manage app for the very best interest rates on savings. Reviewed on: 12th January 2023

Smart saver and credit card

I have been a customer of Zopa about 4months now and have managed to save something for a rainy day.with my smart saver account I also have.a Zopa credit card witch I find really useful for my every day needs I would recommend Zopa to my friends and family anytime. Reviewed on: 12th January 2023

Innovative account

Great idea to be able to divide savings into different pots. Even better, to be able to attribute different notice periods to them to get higher interest. Zopa’s interest rates are very competitive and they are quick to raise them when the BoE does Reviewed on: 12th January 2023

Good interest rates and easy to use

Zopa has good interest rates for savings, but it is also very easy to use. You can easily move money between longer term investment and easy access via the app. Reviewed on: 12th January 2023

Easy to set up and good rates!

Recommended via Martin Lewis so I trust it. Easy set up, apply and start saving, and much better rates than I was getting from my bank. Reviewed on: 12th January 2023

Simple. Value. Great

Easy to use, efficient, good savings interest. Love the boosting pots where you get better return for giving notice Reviewed on: 12th January 2023

No fuss, instant access account, easy to manage

The account is easy to set up and manage via the app. Transferring money is easy. Interest rate is one of the better rates. Reviewed on: 12th January 2023

Easy!

Great saving rates from Zopa and easy to use app Reviewed on: 12th January 2023

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