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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use app

Very simple to set up account, easy to use app, competitive interest rates and the ability to easily move money to notice accounts with higher rates Reviewed on: 11th January 2023

app savings

easy to use, good interest rate deposits and withdrawals quick and easy Reviewed on: 11th January 2023

Excellent

Great savings account, too interest rate and super easy to ise Reviewed on: 11th January 2023

We are really happy with the product

Never had any problem and Zopa keeps increasing interest rates as per market conditions unlike other banks where new rates are only for new products Reviewed on: 11th January 2023

Best instant access interest rate at the moment.

.Best instant access interest rate at the moment. Reviewed on: 11th January 2023

Flexible saving

Great interest rate and simple transfers, with the addition of multiple saving pots with different withdrawal periods Reviewed on: 11th January 2023

Easy setup and no fuss

I was impressed by the speed and ease that the account was setup and how quickly I could start saving. Plus the interface and products on offer are fantastic. Highly recommended Reviewed on: 11th January 2023

Amazing

Can’t believe the interest rates offered. Amazing Reviewed on: 11th January 2023

Straight forward and great rate

So simple to set up and manage regularly. Great interest rate compared to many other savings accounts. Definitely recommend Reviewed on: 11th January 2023

Pots of money

Splitting savings into pots extremely useful facility. Interest rate on savings increased within hours of base rate being increased. Reviewed on: 11th January 2023

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