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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

A fine company

Excellent savings rates, easy to navigate website, supportive, accessible customer service. Reviewed on: 15th January 2026

AllAn all round positive experience with ZOPA

I have had a very positive experience with ZOPA thus far, in terms of their efficiency, customer service, value for money and, in particular, clarity and honesty when offering their financial products. As a result I have both a credit card and car finance loan with them! Reviewed on: 15th January 2026

open savings within minutes

open savings within minutes - easy to transfer in and out. Had loan with them - very easy to apply and set up and pay off early Reviewed on: 15th January 2026

Zopa is so convenient and easy to use I love it it’s...

Zopa is so convenient and easy to use I love it it’s the best thing I have done Reviewed on: 15th January 2026

Easy to use account and competetvie interest rates.

Easy to use account and competetvie interest rates. Easy to withdraw funds if needed. Reviewed on: 15th January 2026

ZOPA recommendation

Good rates, efficient service and easy to use. Reviewed on: 15th January 2026

Easy to use.

Easy to use app, easy to save money & good interest rates. Reviewed on: 15th January 2026

I have used Zopa for years.

I have used zopa for saving sand credit card for years. Easy simple to use app that caters for everything Reviewed on: 15th January 2026

5* service and support

Quick and easy to use app. Good communication and fast response to queries.Quick transfer from bank to card with no wait time / delays Reviewed on: 15th January 2026

Highly recommend!

Easy to use and help is just a click or phone call away. Highly recommend! Reviewed on: 15th January 2026

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