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118 118 Money: Credit card reviews

4.84
Based on 1,103 reviews, last reviewed 9th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Credit card reviews (1103)

Review of the 118 118 Money, Credit card:

I like 118 money because it is quick and easy to app...

5
I like 118 money because it is quick and easy to apply for loan when you need one. I found these miles better then other companies. Reviewed on: 22nd April 2025

Not on Apple Pay/Wallet, interest rates are high

4
Not on Apple Pay/Wallet, interest rates are high and not coming down even when my credit rating has improved and all other credit cards reduced their rates. Reviewed on: 15th April 2025

Good service overall

5
Good service overall, would recommend to family or friends Reviewed on: 15th April 2025

The 118 118 credit card and loan services are exempl...

5
The 118 118 credit card and loan services are exemplary. I have never experienced any problems with the company. I would recommend 118 118 to anyone looking for a great all round credit company. Reviewed on: 15th April 2025

A very good company great communication.

5
A very good company great communication. Reviewed on: 15th April 2025

Five star!

5
Five star! big help! Dependable and easy to use card! All transactions are fast Reviewed on: 15th April 2025

The credit card has helped my financial situation an...

4
The credit card has helped my financial situation and I am very likely to introduce it to my friends and family. Reviewed on: 15th April 2025

Had a problem with card phone up sorted within minutes

5
Had a problem with card phone up sorted within minutes Reviewed on: 15th April 2025

Very good experience with 118 118, I applied for cre...

5
Very good experience with 118 118, I applied for credit and didn’t have a problem it was granted to me immediately just when I needed help. Reviewed on: 15th April 2025

Brilliant

5
Nothing but great experiences, very happy to recommend Reviewed on: 15th April 2025

Only use my card for regular purchase not had any pr...

4
Only use my card for regular purchase not had any problems yet Reviewed on: 15th April 2025

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