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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Excellent

Very quick and easy to use money was in my bank less than an hour. I would definitely use 118 again in the future it's helped me alot thank you Reviewed on: 22nd April 2025

I got a good service from 118 118 when ever I applie...

I got a good service from 118 118 when ever I applied for my loan Reviewed on: 22nd April 2025

Really good and great experience

Really good and great experience Reviewed on: 22nd April 2025

Smooth and easy application,the money was right away...

Smooth and easy application,the money was right away into my account Reviewed on: 22nd April 2025

Great company to deal with.

Great company to deal with. Made getting my loan very quick and easy. Would definitely recommend. Reviewed on: 22nd April 2025

118118 has been clear and simple in their procedures...

118118 has been clear and simple in their procedures and services. I would definitely recommend. I have a credit card and a loan with them and it is really easy to track spend and repayments. Reviewed on: 22nd April 2025

Very good service from 118 118 quality customer serv...

Very good service from 118 118 quality customer service Reviewed on: 22nd April 2025

Instant Need Instant provider

I was looking for an instant financial help so it provides me instantly through instant checks and provide what I was looking for on affordable return excellent staisfied service and documentation. Reviewed on: 22nd April 2025

Easy to use, simple and helpful.

Easy to use, simple and helpful. Reviewed on: 22nd April 2025

Helpful app

Easy to use app , everything all agreement is clear to read Reviewed on: 22nd April 2025

Very understanding with such privacy

Very understanding with such privacy Reviewed on: 22nd April 2025

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