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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

From start to finish, an easy excellent service.

From start to finish, an easy excellent service. Reviewed on: 15th April 2025

Best loan provider

Fast, simple service. Really pleased with my loan offer. I would highly recommend 118 118 money. Reviewed on: 15th April 2025

Very simple quick service!

Very simple quick service! Easy online process Reviewed on: 15th April 2025

I was accepted for a credit card and shortly after o...

I was accepted for a credit card and shortly after offered me a loan, which has come in handy for car repairs. 118 is so quick and easy to use and repay Reviewed on: 15th April 2025

Very quick and professional company, i had no issues...

Very quick and professional company, i had no issues whatsoever Reviewed on: 15th April 2025

Ethical and friendly

Took a loan out with no complications, amazing customer service and super ethical Reviewed on: 15th April 2025

Easy to use app and good communications as well as g...

Easy to use app and good communications as well as good uplift in credit for paying on time whilst trying to build my credit rating. Reviewed on: 15th April 2025

The service was quick and simple to use, I would def...

The service was quick and simple to use, I would definitely recommend them Reviewed on: 15th April 2025

Very easy to apply.

Very easy to apply. You don’t have to wait long for the money Reviewed on: 15th April 2025

Quick easy process and the money was in my account w...

Quick easy process and the money was in my account within minutes!! Reviewed on: 15th April 2025

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