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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

I did a random search for a loan and I came across 1...

I did a random search for a loan and I came across 118 118 , I applied for the loan application and it was easy and efficient for the application to be approved Reviewed on: 15th April 2025

Very quick and easy application procedure

Very quick and easy application procedure Reviewed on: 15th April 2025

It was alright and the money went in quick, I am ver...

It was alright and the money went in quick, I am very happy with the experience and I will definitly use the services again in the future. Reviewed on: 15th April 2025

Always been there when needed, good rates

Always been there when needed, good rates Reviewed on: 15th April 2025

great customer service...

Very easy to apply for a loan, great customer service Reviewed on: 15th April 2025

Just nice to be offered a loan thanks 118

Just nice to be offered a loan thanks 118 Reviewed on: 15th April 2025

Good service

Quick service and transactions, sadly rates are quite high, but all information clearly stated. Reviewed on: 15th April 2025

Easy app, great communication, hassle free

Easy app, great communication, hassle free Reviewed on: 15th April 2025

Absolutely awesome very quick with your decision

Absolutely awesome very quick with your decision Reviewed on: 15th April 2025

Well I was going on holiday and I needed a loan to p...

Well I was going on holiday and I needed a loan to pay off my credit card they were really nice about it it went through with no problems and I got the money in the same day so they are really good they allways tell you when the money comes out in advance and keep me informed they are a good credit card company and loan as well and the app is really good to use Reviewed on: 15th April 2025

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