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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Reasonable very helpful very fast

Reasonable very helpful very fast Reviewed on: 15th April 2025

Quick and simple application - Give it a try!

Quick and simple application - Give it a try! Reviewed on: 15th April 2025

Very pleased with how quickly they operate and help

Very pleased with how quickly they operate and help Reviewed on: 15th April 2025

Quick easy fantastic would recommend

Quick easy fantastic would recommend Reviewed on: 15th April 2025

Applied for a loan and it was approved and the money...

Applied for a loan and it was approved and the money was in my account within hours. Very happy. Reviewed on: 15th April 2025

118 money are amazing.

I believe 118 money have been amazing in helping me secure a loan with fair repayments. I've never had to call them with any issues as they always remind me when the repayments are due so I am never left stressing about them. Reviewed on: 15th April 2025

My experience was good, repayments affordable, quick...

My experience was good, repayments affordable, quick decision and quick payment Reviewed on: 15th April 2025

Instant positive decision.

Instant positive decision. Same day funds Reviewed on: 15th April 2025

All great,easy to apply and quick response

All great,easy to apply and quick response Reviewed on: 15th April 2025

Easy application and good rates, customer service ex...

Easy application and good rates, customer service excellent Reviewed on: 15th April 2025

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