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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Great, thank you!

Great, thank you! Amazing!!! I am very happy! Reviewed on: 15th April 2025

They do not take long to approve the loan and the ca...

They do not take long to approve the loan and the card did not take long as well they are so good. Reviewed on: 15th April 2025

Very fast efficient service.

Very fast efficient service. Loan was arranged with no hiccups whatsoever. Money was in my bank within 24 hours and get notification of all payments I make. My app is very user friendly and I get through to a LIVE voice if I have any queries. Reviewed on: 15th April 2025

Always spot on with me everytime I contact them

Always spot on with me everytime I contact them Reviewed on: 15th April 2025

118 helped me financially when I needed it the most...

118 helped me financially when I needed it the most the process was quick and easy no hassle. Reviewed on: 15th April 2025

easy to apply and quick response.

easy to apply and quick response. Money came in minutes Reviewed on: 15th April 2025

I recommend !!

The money came in quick and they treated me well. Thank you guys !! Reviewed on: 15th April 2025

Great customer service always there to help

Great customer service always there to help Reviewed on: 15th April 2025

It was a quick and efficient process.

It was a quick and efficient process. Reviewed on: 15th April 2025

Its amazing , Easy , Provisional

Its amazing , Easy , Provisional Reviewed on: 15th April 2025

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