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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews See your review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Good product

Good terms and loan duration is just perfect for me to repay it. Reviewed on: 4th August 2018

Near 100% APR

Why is this so expensive when banks charge a fraction of this cost? Disgusting rates. Reviewed on: 16th May 2018

good conpany

They advertise as they say and offer what they say Reviewed on: 8th November 2017

Quick and easy

Easy to apply and quick decision and get find in the same day. Reviewed on: 17th October 2017

Quick big help!

Short notice loan was paid out the same day. Helped me out big time, big weight off the shoulders thank you. Reviewed on: 2nd July 2017

Was fast

If you don't like money then borrowing money from here is great but is the same with all these sits it will ruin your life if you miss a payment Reviewed on: 30th June 2017

Friendly professional service

The staff are great. Very friendly and helpful. Excellent service. Would highly recommend. Reviewed on: 23rd June 2017

easy and straightforward

they were easy and direct and helpful Reviewed on: 19th June 2017

Good lender

Easy repayments and easy application process Reviewed on: 8th June 2017

Good providers

Nice agents and good advisors. A company that's worth taking serious if you need them Reviewed on: 7th June 2017

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