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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Quick and easy process, decision made quickly

Quick and easy process, decision made quickly Reviewed on: 22nd April 2025

Really simple and quick application process, no leng...

Really simple and quick application process, no lengthy forms to fill out online and friendly helpful staff :) Reviewed on: 22nd April 2025

Excellent no hassle as long as you pay mon tlme

Excellent no hassle as long as you pay on tlme Reviewed on: 22nd April 2025

Good company

Good company easy to talk to very easy to use apps Reviewed on: 22nd April 2025

It was very pleasant experience.

It was very pleasant experience. Thanks Reviewed on: 22nd April 2025

Easy process and quick delivery of funds.

Easy process and quick delivery of funds. Reviewed on: 22nd April 2025

Delayed receiving my loan

Applied for the loan I was approved but there was a delay on it entering my account and I didn't know about this untill I had to call up and ask which I wasn't very happy about Reviewed on: 22nd April 2025

Can not change monthly payments when customers payd...

Can not change monthly payments when customers payd little earlier payment Reviewed on: 22nd April 2025

Was quick and easy and sorted in no time at all .

Was quick and easy and sorted in no time at all . Stress free Reviewed on: 22nd April 2025

Easy application and quick payment.

Easy application and quick payment.easy app to follow your account Reviewed on: 22nd April 2025

Quick and easy loan!

I wanted a short term loan and it was so easy to arrange! I would recommend them! Reviewed on: 22nd April 2025

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