Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews See your review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

118 118 loan was very easy to apply for with good ra...

118 118 loan was very easy to apply for with good rates.The money was in my bank within minutes.Cant fault them at all. Reviewed on: 22nd April 2025

Top notch

I found it so easy from start to Finnish to get a loan I could afford Reviewed on: 22nd April 2025

Easy way

I was happy with everything from start to finish with customer support and the easy way to use the app and the length of time it took Reviewed on: 22nd April 2025

Great customer service always on hand for advice eas...

Great customer service always on hand for advice easy to contact when needed nothing is to much trouble Reviewed on: 22nd April 2025

Your customer service is Great and so convenient to...

Your customer service is Great and so convenient to deal with you Reviewed on: 22nd April 2025

Very good very quick money transferred in hours

Very good very quick money transferred in hours Reviewed on: 22nd April 2025

Easy process.

Easy process. Received money quickly Reviewed on: 22nd April 2025

Very well organised loan company good customer servi...

Very well organised loan company good customer service always helpful would recommend 118-118 loan company too family and friends Reviewed on: 22nd April 2025

perfect and fast, got what i wanted fast with multip...

perfect and fast, got what i wanted fast with multiple options Reviewed on: 22nd April 2025

Very easy to apply. Give it a go...

Very easy to apply. Quick decision. Money in the bank within hrs.What more could you ask for.. Reviewed on: 22nd April 2025

Just a great service and so unbelievably quick.

Just a great service and so unbelievably quick..Excellent Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Scotwest Credit Union 5.00 from 2 reviews
Personal loan
from Kroo 4.97 from 95 reviews
Personal Loan
from Monzo 4.91 from 119 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.84 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub