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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Quick and easy process, decision made quickly

Quick and easy process, decision made quickly Reviewed on: 22nd April 2025

I needed money fast, I applied without any problems...

I needed money fast, I applied without any problems and was accepted, where others rejected my applications. I am very grateful and thank you for being there. I recommend you with all my heart Reviewed on: 22nd April 2025

Excellent

Very quick and easy to use money was in my bank less than an hour. I would definitely use 118 again in the future it's helped me alot thank you Reviewed on: 22nd April 2025

Great service

Great service so helpful with everything Reviewed on: 22nd April 2025

Perfect time

It’s amazing .i really recommend . Reviewed on: 22nd April 2025

I found 118 very easy to deal with.

I found 118 very easy to deal with. Everything was clear, easy to understand and straightforward Reviewed on: 22nd April 2025

Easy to use app

Easy to use app and fast response when asking for help Reviewed on: 22nd April 2025

Very quick and simple application and the funds were...

Very quick and simple application and the funds were also available very quickly Reviewed on: 22nd April 2025

Very quick decision brilliant

Very quick decision and friendly Reviewed on: 22nd April 2025

Excellent customer service and value for money

Excellent customer service and value for money Reviewed on: 22nd April 2025

Nice and easy with an instant decision on approval o...

Nice and easy with an instant decision on approval of funds. Money was in my account within 2 hours. Overall really good service. Reviewed on: 22nd April 2025

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