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118 118 Money: Personal loan reviews

4.89
Based on 1,814 reviews, last reviewed 12th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Rip off merchants!! Extortionate interest rates that were not fully disclosed. I missed a payment when I changed jobs as due to my start date I had to wait six weeks to b... Read more Reviewed on: 12th January 2026
Emma's avatar
Emma

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1814)

Review of the 118 118 Money, Personal loan:

When all the odds were against me, 118118 stood for...

5
When all the odds were against me, 118118 stood for me, no broker or lender wanted to give me a loan even as low as £1000, the interest was so high that I couldn't comprehend but 118118 gave me with so much ease. I spied and got approved sane day and got the money same day. That was awesome, 118118 is the BEST and I recommend them anytime anyday Reviewed on: 22nd April 2025

Easy process cash transferred within the hour

5
Easy process cash transferred within the hour Reviewed on: 24th April 2025

Very easy and quick to do and fast getting money...

5
Very easy and quick to do and fast getting money Reviewed on: 24th April 2025

Very quick and easy to use .

5
Very quick and easy to use . Money was in bank the same day Reviewed on: 24th April 2025

They were thete when I needed them.

5
They were thete when I needed them. Easy application plus was genuinely surprised when I received in bank. Very straightforward Reviewed on: 24th April 2025

Good experienc

5
Easy application process for credit card & loans, convenient& smooth app and helpful customer service. Reviewed on: 24th April 2025

Easy application process.

5
Easy application process. Good online experience. Reviewed on: 24th April 2025

Loan simple and easy and affordable to pay back.

5
It was very simple to obtain loan from your company. Easy and simple and very affordable for me to repay my loan. Reviewed on: 24th April 2025

Easy and quick application.

5
Easy and quick application. Money was deposited very quickly and a very east to use app to track your payments . Very happy Reviewed on: 23rd April 2025

Easy to use

5
Easy to apply and use, app is brilliant and easy to make payments. Reviewed on: 23rd April 2025

Really quick and easy - very helpful

5
Really quick and easy - very helpful Reviewed on: 23rd April 2025

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