Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews See your review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Very easy to use no problems money was in bank very...

Very easy to use no problems money was in bank very quickly Reviewed on: 22nd April 2025

you are helpful, in a short time

you are helpful, in a short time Reviewed on: 22nd April 2025

Quick easy very helpful would use again

Quick easy very helpful would use again Reviewed on: 22nd April 2025

Easy no fuss and quick experience .

Easy no fuss and quick experience . Easy to manage and keep up to date with payment schedule Reviewed on: 22nd April 2025

I have had the best experience with 118118 the staff...

I have had the best experience with 118118 the staff I have spoke to in the past have been very helpful Reviewed on: 22nd April 2025

Good service, never had any problems at all.

Good service, never had any problems at all. Reviewed on: 22nd April 2025

Very good

Very good and fast service i recommend Reviewed on: 22nd April 2025

good really useful

Everything is good and useful and easy to use Reviewed on: 22nd April 2025

Just a great company

Just a great company really helpful Reviewed on: 22nd April 2025

It was very easy to apply for my loan, the interest...

It was very easy to apply for my loan, the interest rate is good and they explained everything in contract terms Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Voyager Alliance Credit Union 4.87 from 399 reviews
Luxury Asset Loans
from Borro 0.00 from 0 reviews
Bridging Finance
from Together Money 2.22 from 7 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.84 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub