Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

View other 118 118 Money products

4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Read all reviews See your review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Quick fast payout brilliant and so easy

Quick fast payout brilliant and so easy Reviewed on: 16th April 2025

My experience NMC

Fast easy and was everything that it said in the advertisement so I can’t say anything negative regarding my experience with 118118 Reviewed on: 16th April 2025

A regular satisfied customer

I have had a number of loans that were dealt with quickly and efficiently with care and understanding. Reviewed on: 16th April 2025

Easy application process, easy to understand and fun...

Easy application process, easy to understand and funds were deposited quickly after completion. Reviewed on: 16th April 2025

Very good loan app perfect in hard time

Very good loan app easy to apply Reviewed on: 16th April 2025

Excellent service

Excellent service, very quick and easy to use Reviewed on: 16th April 2025

I was greeted with very good customer service.

I was greeted with very good customer service. The whole process was easy to follow and had an happy ending Reviewed on: 16th April 2025

Excellent very good experience highly recommend

Excellent very good experience highly recommended Reviewed on: 16th April 2025

Had an easy experience with getting my personal loan...

Had an easy experience with getting my personal loan from 118 Reviewed on: 16th April 2025

Always had a great professional service from 118 .

Always had a great professional service from 118 . Reviewed on: 16th April 2025

Very easy access for everyone who either got surpris...

Very easy access for everyone who either got surprised with extra expenses or just being in need. Customer service is absolutely excellent. Reviewed on: 16th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Kroo 4.97 from 111 reviews
Loans
from Koyo 5.00 from 2 reviews
Personal Loans
from ASDA Money 5.00 from 25 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.84 from 1103 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub