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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Very prompt service, all went well with good lines o...

Very prompt service, all went well with good lines of communication. Reviewed on: 16th April 2025

Happy customer

I was in need of money for an unexpected expense and 118 118 Money were the fastest, easiest and most advantageous offer I got. Reviewed on: 16th April 2025

Faultless .

Faultless . Easy from start to finish & super quick Reviewed on: 16th April 2025

Simple application and funds available fast

Simple application and funds available fast Reviewed on: 16th April 2025

My experience has been excellent, process was seamle...

My experience has been excellent, process was seamless and stressfree Reviewed on: 16th April 2025

and paid almost inst...

Easy application Quick decision and paid almost instantly into your account Reviewed on: 16th April 2025

Applying was super easy to follow and decision made...

Applying was super easy to follow and decision made in minutes. Money was in my account within 10 minutes. Questionnaire easy to follow and no support required to complete application. Reviewed on: 16th April 2025

the money is in the account very quickly

the money is in the account very quickly Reviewed on: 16th April 2025

Quick apply Quick money good rate perfect

Quick apply Quick money good rate perfect Reviewed on: 16th April 2025

Great service easy to use 118 has really helped me...

Great service easy to use 118 has really helped me out Reviewed on: 16th April 2025

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