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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Always helpful and if their is an issue very fast to...

5
Always helpful and if their is an issue very fast to resolve. Reviewed on: 22nd April 2025

Great experience.

5
Very easy to use and to understand Reviewed on: 16th April 2025

I found 118 online it was a simple process to apply...

5
I found 118 online it was a simple process to apply and I received my money the same day. Reviewed on: 16th April 2025

fast, concise.

5
very easy access, fast, concise, well established deadlines Reviewed on: 16th April 2025

Quick and easy to use , I get the money in 20 minute...

5
Quick and easy to use , I get the money in 20 minutes in my account Reviewed on: 16th April 2025

Very quick and efficient.

5
Very quick and efficient. I have been a customer for a few years. Reviewed on: 16th April 2025

Easy application and fast.

5
Easy application and fast. Understandable website with easy navigation Reviewed on: 16th April 2025

Really easy to to arrange a loan and sorted quickly...

5
Really easy to to arrange a loan and sorted quickly and efficiently. Thanks Reviewed on: 16th April 2025

Smashing lovely great

5
Quick decision and got the loan I needed just at the right time..thankyou Reviewed on: 16th April 2025

I have been with 118 for a while now and they have n...

5
I have been with 118 for a while now and they have never let me down. It is always so easy to speak to team. Well done! Reviewed on: 16th April 2025

A responsible lender who offer a first class service.

5
A responsible lender who offer a first class service. Reviewed on: 16th April 2025

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