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HSBC: Bank account reviews

3.91
Based on 1,386 reviews, last reviewed 16th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026
Faye C's avatar
Faye C

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026
Sam's avatar
Sam

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1386)

a nice simple account

4
easy to use on line banking to maintain account Reviewed on: 8th June 2017

A good company, just a corporate entity.

3
A good bank as far as a bank would take you. Though half the time you are dealing with a machine, half the time dealing with the internet. Overall a good bank, needs some improvements. Reviewed on: 7th June 2017

great service

4
excellent customer service and easy to use app Reviewed on: 6th June 2017

useless

1
I received letter telling me my instant saver account had been made dormant with immediate effect as I had not used it for more than five years ( why did they not warn me before making it dormant heaven knows ? ). I went to my branch who said they could not do anything ? I had to register for telephone banking there and then which I did I went home to phone HSBC and rang the given telephone number and was informed I would have to wait 25 minutes for someone to answer waited 30 minutes and spoke to a lady and asked her to unlock my account and she told me to answer there security questions , I did , but she said she could not do this and I said I want to close this account she said she would send me a closure form by post, I then had to go back to the branch and show them my passport . Now they have said I will have to wait a couple of days for them to transfer the money from this Online Saver account to my current account. Still waiting for my account to be unlocked but I am tempted to go to the Police and report HSBC for theft as they said in the warning letter that if I had not gone through all this crap the money would go to charity. Why they did not just transfer my money to my current account beggers belief Mike Williams Reviewed on: 6th June 2017

Great

5
They always make sure I have the right account for me Reviewed on: 6th June 2017

Service

5
As I my experience for 10 years with this bank I found secure easy and effective system and helpful customer service Reviewed on: 4th June 2017

Amazing customer service

5
I adore my online banking flexibility and options available. Reviewed on: 30th May 2017

Outstanding

5
Just moved from another bank was very easy they done everything from direct debits to moving my salary an evan got 150 switch bonus Reviewed on: 30th May 2017

Hsbc for 20 years

5
Have been with Hsbc for 20 years never needed to change or wanted to they have helped me with my finances throughout my life and have had only one minor issue in 20 years can't really better that? Reviewed on: 30th May 2017

Not helpful

2
Moving accounts, what a nightmare. Reviewed on: 26th May 2017

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