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HSBC: Bank account reviews

3.91
Based on 1,386 reviews, last reviewed 16th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026
Faye C's avatar
Faye C

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026
Sam's avatar
Sam

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC: Bank account now

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HSBC Bank account reviews (1386)

Easy to change details

3
I went into the branch to change my name after I got married. They let me know what documents I would need, and it was all done quickly and easily. Reviewed on: 23rd June 2016

Awful

2
awful bank to deal with. Customer service is awful and you cannot speak to anyone english. Also expensive bank charges and I just find them really useless Reviewed on: 22nd June 2016

Averagw

2
Average day to day banking experience Reviewed on: 20th June 2016

Friendly

5
I always do my banking in the branch and the staff are always helpful and can't do enough for you. Reviewed on: 20th June 2016

Difficult and unfriendly.

2
I've found HSBC's online banking a nuisance to use, and I hate telephone banking. I feel like I have to run a gauntlet of unnecessary passwords and processes just to access my own money. I've also changed my name, and HSBC has refused to help me until I make an appointment with a local branch. I'm considering moving to a new bank. Reviewed on: 19th June 2016

Bardzo poleca

5
Ok ok okbok ok wery good ok ok ok ok Reviewed on: 17th June 2016

HSBC is not good

1
Is bad services, not good choice, night interest Reviewed on: 24th May 2016

Very good customer service

5
I had great customer service at HSBC until I opened a new bank account with Santander and they stopped caring for me as a customer even though I didn't want to leave them. Reviewed on: 23rd May 2016

not good!

1
as a 17 year old i kept getting put into minus money, then as soon as i paid it in the black, they took a fee and put me in red again this went on for months until i closed the account down never to go back! Reviewed on: 19th May 2016

Needs some work doing

2
It's very much "computer says yes / no" with HSBC. No personal touches at all sadly Reviewed on: 4th May 2016

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