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HSBC: Bank account reviews

3.91
Based on 1,386 reviews, last reviewed 16th Jun 2026
15% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026
Faye C's avatar
Faye C

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026
Sam's avatar
Sam

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1386)

Horrifying Experience with HSBC.

1
Horrifying Experience with HSBC. This is one of the worst banks imaginable; staff are rude, unprofessional, arrogant & smug. My wife had an account with them too & has also been treated horrifically. There is something seriously wrong with this bank & the people who work there. Your money is NOT safe here - I cannot warn anyone strongly enough against opening an account with HSBC Bank anywhere - you will regret it, they are just awful Reviewed on: 19th March 2025

They are reliable and excellent for banking, the hel...

5
They are reliable and excellent for banking, the help people in loans, they are number one bank in UK Reviewed on: 17th March 2025

Really responsible bank.

5
Really responsible bank. It will call you to confirm any big cashout to prevent payment fraud. Reviewed on: 13th March 2025

Excellent reminder service

5
Will inform me of any direct debits coming up or due the next day, very helpful Reviewed on: 11th March 2025

Friendly staff helped my teen set up bank account

5
After running into problems trying to set my under-18 year old up with an HSBC My Money account online, we visited the Derby branch. The member of staff we saw was incredible. He was very friendly and put my nervous teenager at ease to the extent that my teen was happily asking questions about everything he wanted to know about the account. The staff member walked my teen through the account step by step and gave us all the time we needed, we didn't feel rushed at all. Even my teen later commented on how helpful the staff member had been. The experience left me with a very satisfied, happy teen, who now had a bank account with money in it. Reviewed on: 6th March 2025

Very helpful staff & explain everything clearly

5
Very helpful staff & explain everything clearly Reviewed on: 3rd March 2025

LOVELY CURRENT ACCOUNT GOOD SERVICE AND FRIENDLY STA...

5
LOVELY CURRENT ACCOUNT GOOD SERVICE AND FRIENDLY STAFF ON SUPPORT, SUPER HIGHLY RECOMMENDED OVER OTHER BANKS Reviewed on: 2nd March 2025

I've been a valued customer for many years and they'...

5
I've been a valued customer for many years and they've always been very helpful and friendly. The customer service is excellent. Reviewed on: 2nd March 2025

Easy to use.

2
Easy to use. Terrible interest rates. Secure to access. Reviewed on: 2nd March 2025

Good customer service, user freindly app and online...

5
Good customer service, user freindly app and online service. Reviewed on: 1st March 2025

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