Smart Money People Logo

Animal Friends: Pet insurance reviews

4.66
Based on 644 reviews, last reviewed 2nd Oct 2025
400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
6%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Helpful, friendly and easy to understand information... Helpful, friendly and easy to understand information and policies. Reviewed on: 2nd October 2025
Victoria S's avatar
Victoria S

Latest lowest rating:

1

£50 a month premium got me £11 back on a £491 claim Be very very careful of the small print. Our dog had to be put down due to old age. Let me be clear that no amount of money could replace her. We didn... Read more Reviewed on: 29th September 2025
MP's avatar
MP

About this product

Animal Friends Pet Insurance offer policies to cover dogs, cats and horses.

Your vet can submit your claim and Animal Friends will pay them directly. There’s an online account to help manage your policy and claims on the go and you get access to exclusive discounts and offers.

Animal Friends Pet Insurance reviews help you find out what it’s really like to be a customer. If you’ve used Animal Friends Pet Insurance before, you can also leave a review and share your experience.

Review Animal Friends: Pet insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Animal Friends Pet insurance reviews (644)

cheaper than others but that's about it so far

2
People over the phone dont seem to understand veterinary conditions and how things are not interlinked, and despite a vet also confirming this - anything to put exclusions on policy, so far very dissapointed Reviewed on: 6th July 2019

Good

3
They love animals and so do I - my dog is my world Reviewed on: 3rd July 2019

Stress free insurance

5
My dog was very ill , we had only been with Animal Friends for 9 months but they couldn't have been more helpful. They paid my vet the full limit of my insurance - £3000 within 2 days of being asked. It meant so much that I didn't have to worry about the cost of his treatment. Best insurers I've ever been with and the only ones I will use from now on. Reviewed on: 2nd July 2019

Quick to exclude

3
Good price but they are very quick to exclude certain conditions for the slightest thing. One of my cats had a urine infection - a one off - so they excluded all urine-related problems - and what a faff to get a review - you have to formally request it, get a vet's history and generally jump through a whole load of hoops. I do sometimes query whether honesty is always the best policy in these circumstances Reviewed on: 10th February 2019

buldog

4
cainele este cel mai bun prieten al omului Reviewed on: 30th January 2019

Good bank,recomand it

5
I never had problems with this bank Reviewed on: 30th January 2019

READ THE SMALL PRINT

3
I took out pet insurance for my dog with animal friends when he was around 2 years old. I didn't make any claims for a for the first 2 years but then he needed some treatment for diarrhoea. The claim was quick and easy to make and the pay out was done speedily straight to my vets. Then several years later he fell ill again and I had not realised that now that he was over 8 i had to pay 35% of any claim. Again the pay was quick but it did put me off the company and my advice would be to read the small print carefully Reviewed on: 12th January 2019

Fab

5
Fantastic value for money loving life Reviewed on: 28th December 2018

Pedro Caetano

5
It is gracious to bet on these little animals because they are reliable. Reviewed on: 17th December 2018

Great all round insurer

5
Never had a problem with animal friends insurance. Was referred to this company by a friend and I'll always recommend this company .. it is one of the company's that offers life time insurance Reviewed on: 22nd September 2018

Review Animal Friends: Pet insurance now

Help others make smarter decisions by sharing your own experience. Write a review