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Ayom Debt Recovery: Debt collection reviews

Name: Debt collection
Rating: 1.9 (82 reviews)

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1.52

Based on 82 reviews, last reviewed 11th Nov 2025

No new 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

21%

3 star

2 star

77%

Latest highest rating:

5

Very good xxxxx Go with them they make sense xx very nice very good Reviewed on: 30th July 2024

Latest lowest rating:

1

If minus stars was a thing they be minus 10 Outrageous must be a scam company they charge you a fee upfront enter into a payment plan with the debtor in my case more than 4 years the debtor was ... Read more Reviewed on: 11th November 2025

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About this product

Ayom Debt Recovery provide services to help with debt collection including recovery, tracing, mediation, credit checking and legal support.

Each client has a customer service contact as well as a profile on a client portal. The details of the case are updated 24 hours a day so you know what’s happening with your debtor.

Ayom reviews help you find out what it’s really like to be a customer. If you’ve used Ayom before, you can also leave a review and share your experience.

Ayom Debt Recovery Debt collection reviews (82)

Review of the Ayom Debt Recovery, Debt collection:

Absolute scammers

I registered with AYOM in February 2021 to recover debt from client who did not pay their invoice. I was promised successful action and that they will not only send correspondence to the debtor but will also visit their premises to communicate directly. For 6 months they were only sending automated text messages and some letters, and calls but there was no visit. After 6 months the debt was not recovered, I was advised about filling the claim in Small Claims Court. AYOM's legal department prepared claim and sent to the court, but I paid the fees and conducted all further work with the court case. Finally client paid, but not as a result of AYOM's activity, but as a result of my claim. After the client paid, AYOM charged me almost £700 of "success fee", which they should not, as none of their actions resulted in debt recovery. However their legal department (despite claiming that they do not provide legal advice), stated " don't worry, we can now legally claim it back, as the order was made". They wanted to make another claim but I refused, worried about yet another "success fee"! I made the claim myself, as per their advice, and in June 2023 the claim was rejected by the judge as "abuse of process" as AYOM should know that debt recovery fees MUST be claimed as a part of initial claim, and any secondary claims are indeed abuse of process. I was yet again completely mislead by AYOM, and they should have known that. I did not only pay success fee for success that I achieved myself, but I was also mislead with regards to the advice of their legal department (if they have legal department and legal professionals – this means they DO offer legal advice), which costed me additional money spent on court application, two days loss of income (cancelled bookings, the case was initially adjourned), travel costs, printing costs for the bundle, postage costs. Complaint process with AYOM proved to be unsuccessful, with their customer service providing answers that were contradictory and claiming their success and at the same time stating that claims were mine and I was supposed to check them. I do not have legal experience or knowledge, that's why I hired professional company with legal department. I would not know if the claim was correct. I was mislead about entire process. I would also like to complain about the delays with dealing with my case, my need of frequent reminders and their response that I am not a priority client and was pushed to the back of the queue. I would like my "success fee" refunded, along with other costs I had, because if their misguidance. Reviewed on: 18th July 2023

Reply from Ayom Debt Recovery Hi Agnieszka. Thanks for taking the time to leave a second review on a second platform after already reviewing us on another platform to which our team are investigating. As with that review, our team are looking into it. Leaving multiple reviews will not speed up the process. Regards, the AYOM team. Response date: 25th July 2023

Quick and Efficient

Debbie was very efficient and dealt with my query quickly and have good customer service. Reviewed on: 7th September 2021

Reply from Ayom Debt Recovery Good afternoon Sam. Thank you for reviewing your experience. We are very pleased to see your case handler abided by our core values to provide a positive and efficient service while engaging with you. Please get in touch if you have any questions. Kind regards, the Are You Owed Money team. Response date: 9th September 2021

Helpful Service

I spoke with Victoria who has very polite and understanding of my issue. After raising a dispute she talked me through the actions I need to take to ensure I am not paying anymore money than is required. Thank you for all your help today Victoria x Reviewed on: 7th September 2021

Reply from Ayom Debt Recovery Good afternoon Gina. Thank you very much for your review. We appreciate you taking some time to talk about your experience. We are very pleased to see your case handler resolved your matter in a way suitable for all parties. Kind regards, the Are You Owed Money team. Response date: 9th September 2021

Friendly and efficient

Was able to resolve my query quickly and effieciently, pleasure to deal with. Reviewed on: 2nd September 2021

Reply from Ayom Debt Recovery Good morning Jack. Thanks for taking some time to leave your review. We appreciate the positive feedback and are happy you had a good experience with our case handler. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021

Amaazing service

Debbie my account manager was very clear and helpful! Would definitely recommend Reviewed on: 2nd September 2021

Reply from Ayom Debt Recovery Good morning. Thank you for your review. We are very appreciative of the recommendation. Please do get in touch if we can answer any questions about the case. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021

Fantastic

Helpful knowledgeable no pressure literally fantastic Reviewed on: 31st August 2021

Reply from Ayom Debt Recovery Good morning Chris. Thanks for taking some time to review your experience. We appreciate the feedback and are pleased you had such a positive experience with our case handler. Please get in touch if you have any questions about the case. Kind regards, the AYOM team. Response date: 3rd September 2021

Good customer service

Spoke to a lovely lady and was very satisfied with service and the outcome. Reviewed on: 27th August 2021

Reply from Ayom Debt Recovery Good morning Karen. Thank you very much for your review. We appreciate the feedback and are very pleased to see you have had an easy and positive experience with our representative. Kind regards, the Are You Owed Money team. Response date: 3rd September 2021

Very helpful

Very quick reply to my query via email and my problem was sorted within one email. Debbie was very helpful and non judgemental. Reviewed on: 27th August 2021

Reply from Ayom Debt Recovery Good morning Emma. Thank you for your review. We appreciate the feedback and are pleased to see you have had a positive experience with us. Kind regards, the Are You Owed Money team. Response date: 27th August 2021

Awful

Got less back from debtors than I paid for the service from AYOM. Communication terrible, lies after lies Reviewed on: 19th August 2021

Scam

This company is a scam. As soon as we paid them for their services, we never heard from them again. They stopped replying to email and do not take our calls. I am noticing that many people have experienced the same. What a scam. These people need to be reported Reviewed on: 15th July 2021

Reply from Ayom Debt Recovery Are You Owed Money limited is a professional debt recovery company regulated by the Financial Conduct Authority, registration number 664900. We provide to you, as we do for all of our customers 24 hour a day, 7 days a week, real-time access to case information via your client portal log-in, which also provides additional contact information for the company. This is explained to you with your welcome information when you became a customer and within our terms and conditions of business. We do not accept that we have not taken your calls or that we have stopped replying to emails. You have spoken to our customer services team who have sent copies to you of previous replies to the emails you claim not to have received. To claim that as soon as our services were engaged we suddenly stopped responding to you is factually incorrect, as are your defamatory remarks pertaining to the integrity of our business. All of our contact and regulatory information can be found on our website www.areyouowedmoney.co.uk. Response date: 20th July 2021

Reply to my review not entirely true

In my review of this company my charge about them not being upfront with the true cost of their fees still stands. I was under the impression that the fee I paid on first contact was the total charge. I find out later that they will also charge you in excess of 30% of the total amount recovered in commission. They should be sailing in a galleon flying the Jolly Roger☠️ Reviewed on: 28th June 2021

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