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Argos: Credit Card reviews

Name: Credit Card
Rating: 3.39 (57 reviews)

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3.31

Based on 57 reviews, last reviewed 12th Jun 2025

300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

45%

14%

30%

Latest highest rating:

5

Easy to use App , pay online service is exceptionall... Easy to use App , pay online service is exceptionally fast Reviewed on: 12th June 2025

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025

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Argos Credit Card reviews (57)

Review of the Argos, Credit Card:

disgusting treatment of hospitalised customers

when argos knew a customer was in hospital, they continued to call them in hospital, did not care if they were in hospital and couldnt care less they couldnt confirm security details due to illness, I have never heard of such disgusting treatment from a company, If i were you I wouldnt get an Argos Card, no help or assistance, even send a bill dated 3rd April which wasnt received until 8th! which means they can charge £12 late fee, what a joke this company are Reviewed on: 8th April 2022

ARGOS ON LINE

Always receive goods on time at competitive prices Reviewed on: 23rd March 2024

Great Product

Though this in the real sense is not a credit card, the credit to spend in store or online is probably more than a normal card with a reasonable interest rate. Argos' new pay monthly scheme does better than any other. I highly recommend. Reviewed on: 22nd August 2023

cheating with interest

Blocked my app, couldn't get access to see the statment and charged my £96 for one month interest without telling me about it I recived email with minimum for current month and no information about previous payment. Normally I should recive email with minimum payment two weeks before payment date, but they never did email my statment to charged me more money, Cheaters Reviewed on: 6th July 2023

Rubbish

Absolute disaster. for the past 6 months. they kept canceling my direct debit and they kept charging me 12 pounds late payment fee the worst part is they keep lying about it. the worst customer service that I have seen. no accountability at all. they messed up my credit score and now the last months they said they cannot locate the payment I made over the phone. then I hear lies and lies again denying their responsibility. Avoid it like the plague. Reviewed on: 25th June 2023

Comprehensive

Argos is really good at providing the means to obtain necessary items with flexible plans before interest starts to incur. Reviewed on: 31st May 2023

Just alright.

You get a great little card which enables you to buy stuff with credit at any Argos store and as long as you spend over a specified amount they will not apply interest for a number of months. However, they seem to offer you a high credit rating when applying but then keep lowering it for no reason. It's a little harder to get in touch with customer support as there only seems to be the one option of phoning. Reviewed on: 11th April 2023

Excellent

I'm happy to work with you and I'm happy to carry on! Reviewed on: 11th April 2023

Great fantastic awesome

Excellent company to be with and great customer service they have. Reviewed on: 5th April 2023

Credit card

I can buy things on credit and pay after with no interest. Reviewed on: 3rd April 2023

Poor is being generous

Trying to pay. Call centre staff do not know process. Say they will allocate payments to different balances but don’t, which could have screwed up my credit score. Automated payment line does not recognise English and sends you back to call centre who can’t take a payment. Useless Card number not recognised after 4 attempts. Argos are s*** Reviewed on: 30th March 2023

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