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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 2.93 (95 reviews)

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2.28

Based on 95 reviews, last reviewed 29th May 2025

No new 5 star reviews

in the past 90 days

60% decrease in 1 star reviews

in the past 90 days

39%

46%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024

Latest lowest rating:

1

They rip you off on rewards I think it depends how t... They rip you off on rewards I think it depends how they feel sometimes they give you rewards on purchases sometimes they don't for example I spent £10... Read more Reviewed on: 29th May 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (95)

Review of the ASDA Money, Credit Card:

Really good app & good rewards

Much better than the old banking aps. Reviewed on: 6th January 2023

waste of time

I applied for the Asda credit card because of the offer of £20 on rewards. I was accepted as eligible but was unable to complete the application. After several attempts I gave up. Now getting emails saying “we said yes” and asking me to complete application but it says a problem with my mobile number. Rang customer service number and told no one can help with applications. No phone number or email address. Dead end. Waste of time. Reviewed on: 6th February 2023

Service

Excellent product professinal staff, app very easy to use Reviewed on: 30th January 2023

Racist

Please avoid this credit card provider. They are racist. They do not like Italians. I have done nothing wrong. My payments are on time and I have not gone over my limit. But They have blocked my account for nearly 3 months now without any reason. I have complained and they have just cancelled my complaint. They do what they want. They do not follow UK Consumer Credit guidelines. I have made a complaint about their unfair biased treatment of me to the financial ombudsman. Reviewed on: 25th January 2023

Great

Fantastic customer service and great app Reviewed on: 19th January 2023

Very good

Using gor months Very nice Getting cash back abd asda rewards Reviewed on: 13th January 2023

Great product

I loved the easy application, it’s great to manage on the app. Clear and understandable service. Reviewed on: 10th January 2023

Applied for a Credit Card and was denied. No explanation and no way to contact anyone at all to question it.

I have an excellent credit rating and applied for the card with the offer of £20 cashback. Shocked when application was denied with no reason given. Unable to contact anyone at Asda to ask the question why and the last person I spoke to bluntly said there is no way to speak to anyone or even email them. Reviewed on: 9th January 2023

Can't use card, not impressed

Received card Fri and activated online, tried to use but kept being decline. Spoke to someone who said Microsoft had tried a test order so blocked my card. I don't know how as I've only had the card a day and not added to any online accounts. Now waiting for a new card to come, remains to be seen if it will work. Reviewed on: 8th January 2023

Absolutely Awful! Avoid

Received my Asda Credit Card, downloaded the App and activated it. Used it once successfully in a store. When tried to use again, all transactions were declined. Eventually discovered my account has been put in to 'Review' (by calling many times and being on hold for an eternity). What is that all about? Put into Review for using the card?? Customer service cannot put you through to this elusive Review Team, and you simply have to wait for them to call you, no timeline given. So unprofessional and a mickey mouse organisation. I will delete my account. Reviewed on: 3rd January 2023

OK for ASDA

Have had the ASDA credit Card for a few months now. It seemed like a good idea to get a little back from spending. Its still a good idea but I have had problems with payments on the card being frequently blocked on amazon. No-one to talk to that could explain or look into the problem. I have therefore replaced the card for payments on amazon and paypal but will save the card for only purchases in ASDA. Another problem is that the card cannot be added to "Apple Pay". It means carrying the card at all times. I have had no difficulty with the app, or direct debit payments but will be watching it very carefully. In summary as long as you accept the limitations it is a way of helping a little bit with ASDA groceries, but not as a general use credit card. Reviewed on: 13th December 2022

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