Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4806 reviews)

View other Atom Bank products

4.92

Based on 4,805 reviews, last reviewed 13th Feb 2026

9900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easiest bank app to use. Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4805)

Review of the Atom Bank, Savings:

Atom excellent service

Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

Easiest bank app to use.

Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026

Excellent interest rates.

Excellent interest rates. straightforward and easy to use app even for oldies like me. Good upfront and honest information. I thoroughly recommend Atom Bank. Reviewed on: 13th February 2026

they usually have the best savings rates going.

they usually have the best savings rates going. I particularly like the 6 month fixed rate savings as other rates can change while your money is tied up and 6 months is not very long to wait. You then get the opportunity to take your money or another rate with atom. Reviewed on: 13th February 2026

A recommended Bank

I’ve had a good experience with Atom, competitive rates and user friendly app. Reviewed on: 13th February 2026

Excellent site, very responsive if have questions no...

Excellent site, very responsive if have questions not already covered, and good rates of interest. Reviewed on: 13th February 2026

Good product.

Good easy to use app. Regular updates, easy to read statements etc. Reviewed on: 13th February 2026

Easy to use, very professional with very good commun...

Easy to use, very professional with very good communication. Reviewed on: 13th February 2026

Good savings account with easy App for access

Their savings account has a good interest rate. The Atom bank App is easy to use and works very well. I really like the account history tab, it gives a scrollable timeline of all events, rate changes, payments in and out, plus interest payments. Reviewed on: 12th February 2026

Excellent on app experience and interest rate attrac...

Excellent on app experience and interest rate attractive Reviewed on: 12th February 2026

Great rates easy access to banking services

Great rates easy access to banking services Reviewed on: 12th February 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Charity Bank 4.83 from 4 reviews
Savings
from Saffron Building Society 4.74 from 6111 reviews
Savings
from Monument 4.94 from 949 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.85 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub