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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4807 reviews)

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4.92

Based on 4,807 reviews, last reviewed 18th Feb 2026

10000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Trust them with my savings I have saved with Atom bank for a number of years mainly because the rates they offer are very competitive ,also they are always there to answer any q... Read more Reviewed on: 18th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4807)

Review of the Atom Bank, Savings:

Love the simplicity of banking with Atom

Love the simplicity of banking with Atom. Customer service is available when the need arises, but I've hardly needed them at all. The interest rates have been very favourable during my time with them. Reviewed on: 22nd April 2025

Trust them with my savings

I have saved with Atom bank for a number of years mainly because the rates they offer are very competitive ,also they are always there to answer any questions I might have Reviewed on: 18th February 2026

Competitive Interest Rates

The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026

Easiest bank app to use.

Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026

Excellent interest rates.

Excellent interest rates. straightforward and easy to use app even for oldies like me. Good upfront and honest information. I thoroughly recommend Atom Bank. Reviewed on: 13th February 2026

they usually have the best savings rates going.

they usually have the best savings rates going. I particularly like the 6 month fixed rate savings as other rates can change while your money is tied up and 6 months is not very long to wait. You then get the opportunity to take your money or another rate with atom. Reviewed on: 13th February 2026

A recommended Bank

I’ve had a good experience with Atom, competitive rates and user friendly app. Reviewed on: 13th February 2026

Excellent site, very responsive if have questions no...

Excellent site, very responsive if have questions not already covered, and good rates of interest. Reviewed on: 13th February 2026

Good product.

Good easy to use app. Regular updates, easy to read statements etc. Reviewed on: 13th February 2026

Easy to use, very professional with very good commun...

Easy to use, very professional with very good communication. Reviewed on: 13th February 2026

Good savings account with easy App for access

Their savings account has a good interest rate. The Atom bank App is easy to use and works very well. I really like the account history tab, it gives a scrollable timeline of all events, rate changes, payments in and out, plus interest payments. Reviewed on: 12th February 2026

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