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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4812 reviews)

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4.92

Based on 4,812 reviews, last reviewed 20th Feb 2026

10250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4812)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Easy app to use, save from 3 months, great service

I've had accounts with Atom Bank now for several years. Money is tight and I juggle it around a lot. Using the online app is so simple and I usually roll each year long savings account on again, but if I need cash for something I can withdraw it. Their interest rates are comparable to other banks and I've been more than happy to continue using them. I made a hash of setting up a pot of money from my pension recently and had to speak to them twice. They were brilliant, supportive, informative and everything you want with customer services - I should know, it's what I do. Reviewed on: 10th February 2026

Little experience really.

Little experience really. Deposited my funds for a fixed year term and that's it. Chose for a leading rate. Reviewed on: 10th February 2026

Easy quick internet banking good rates with easy wit...

Easy quick internet banking good rates with easy withdrawal Reviewed on: 10th February 2026

Good interest rates,easy set up,good service

Good interest rates,easy set up,good service Reviewed on: 10th February 2026

Simple and easy to navigate

Been using the bank for years. It's easy convenient and has a simple interface which is what I prefer Reviewed on: 10th February 2026

Great rates, easy to use app.

Great rates, easy to use app. Haven't needed to use customer service. Reviewed on: 10th February 2026

great bank

Been with this bank for years now always has great products easy to use and helpful staff. Reviewed on: 10th February 2026

Very simple to use and consistently high rates of in...

Very simple to use and consistently high rates of interest Reviewed on: 10th February 2026

The products is very easy to invest in and a good in...

The products is very easy to invest in and a good interest rate Reviewed on: 10th February 2026

Really delighted with Atom.

Really delighted with Atom. Everything is so easy and clear to use on their app. I can't comment on customer service, as I haven't had to deal with them yet. The interest rate is very good. Happy days! Reviewed on: 10th February 2026

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