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Atom Bank: Savings reviews

4.92
Based on 4,594 reviews, last reviewed 29th Dec 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to understand No Problems at all easy to use and understand Reviewed on: 29th December 2025
Patricia Veitch's avatar
Patricia Veitch

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
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Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4594)

Review of the Atom Bank, Savings:

Atom excellent service

5
Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

Makes saving simple.

5
Makes saving simple. App is easy to use Reviewed on: 20th April 2025

Wow! Fantastic!

5
Wow! Fantastic interest rate and so easy to manage the account through the app. I couldn’t be happier. Thank you! Reviewed on: 20th April 2025

Great app very easy to move money

5
Great app very easy to move money Reviewed on: 20th April 2025

Very easy to open and manage the account.

5
Very easy to open and manage the account. When you need to withdraw or add money it happens extremely quickly so if you need the money in a hurry it happens immediately. Reviewed on: 20th April 2025

Easy to open account and user friendly website

5
I loved the fact that the account was easy to open, and find the website really easy to operate. Your savings rates are competitive too. Reviewed on: 20th April 2025

Banking with Atom isn’t one of life’s added stresses.

5
Banking with Atom isn’t one of life’s added stresses.The app is brilliant . It’s written and explained clearly, no waffle. Instant access to your banking details and info…..we love it. Reviewed on: 20th April 2025

Good all-round account and service

4
I find account easy to operate. If you need help there is a telephone line available which is not the case for all online banks. Decent rates of interest. Reviewed on: 20th April 2025

Happy I signed up for an instant saver based on a re...

5
Happy I signed up for an instant saver based on a recommendation. Reviewed on: 20th April 2025

Accounts for some time

5
I have had accounts for some time, happy with rate of interest Reviewed on: 19th April 2025

Great Bank, Great Rates

5
This is the second year I have used Atom I was very impressed with the ease of experience with dealing with my money with a very competitive rate of interest. Signed up for 2 years this time. Reviewed on: 19th April 2025

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