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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Best savings bank I’ve had, super user friendly app...

Best savings bank I’ve had, super user friendly app and good interest rates Reviewed on: 17th April 2025

Very friendly UI and easy to access

Very friendly UI and easy to access Reviewed on: 17th April 2025

Fantastic customer support - friendly & well informed.

Fantastic customer support - always quick to answer a call, and always helpful, well-trained British staff.....all too rare these days! The app is much approved after some initial glitches. Now very easy to use. Reviewed on: 17th April 2025

Easy to use and friendly with good interest

Easy to use and friendly with good interest Reviewed on: 17th April 2025

Great Customer Service

I had an issue with my account and contacted Atom Bamk online. It was very quick to get in touch with them, there's no long automated queues and I was able to communicate my issues to a real customer service representative and not an online chat bot. My issue was solved really quickly by the agent who was understanding, efficient and very helpful. It was the best experience I've had with a bank. The app also is easy to use and works very well. All my information is there and I'm not inundated with irrelevant information like some of the high street banks. Any dealings with Atom are friendly, professional and with the customer at the heart of what they do. Reviewed on: 17th April 2025

Safe, reliable and good rates

I needed a home for some money that was reliable, paid a good rate and kept the money accessible. Atom met all those criteria. I have since opened another separate savings account for a larger sum that pays more interest if I don’t withdraw. No issues with set up or maintenance and interest paid on time every month Reviewed on: 17th April 2025

Loyal CustomerHave

Have been a customer of Atom bank for several years with no hassle - offers very good customer service and competitive rates Reviewed on: 17th April 2025

If only other banking apps were this straightforward

Easy to open an account and I regularly get informed by email of upcoming changes to rates etc. Reviewed on: 17th April 2025

Atom offers a good interest rate on instant access a...

Atom offers a good interest rate on instant access account and it really is instant when you make a deposit or withdrawal! Reviewed on: 17th April 2025

Transparent, easy to use and highly recommended.

Easy to use. Good communicators and up front about interest rate changes. Reviewed on: 17th April 2025

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