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Atom Bank: Savings reviews

4.92
Based on 4,813 reviews, last reviewed 2nd Mar 2026
10300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Great app Atom app is easy to use. When I had a problem I phoned customer service and they were very helpful. Reviewed on: 2nd March 2026
Linda B's avatar
Linda B

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4813)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Excellent online service.

5
Excellent online service. Easy to deal with. Great backup staff at hand. Reviewed on: 12th June 2025

Check the Piggy Bank to see your interest growing

5
Atom is easy to use, has excellent interest rates and is entertaining, when you click on interest a little piggy bank appears which shows you your saving streak and when your interest is due. All you statements are easily accessible in the vault, a vey easily navigated app. Reviewed on: 12th June 2025

Great app and friendly customer services

5
The Atom banking app is very intuitive and it is easy to call customer services, who are friendly and helpful. Reviewed on: 29th May 2025

First class service

5
I’ve had nothing but a first class experience with Atom Bank. Reviewed on: 24th May 2025

Customer service is really good.

4
Customer service is really good. Reviewed on: 20th May 2025

The better interest rates were good and got me to jo...

4
The better interest rates were good and got me to join but there's not much after that. No expense classification, no special offers for new bank accounts etc. Reviewed on: 20th May 2025

Great bank!

5
Great bank! Great set up! Easy to use. Reviewed on: 17th May 2025

I like Atom bank

5
I have been banking with Atom for a few years now. Simplistic banking and clear information provided. I get good time notice of changes to interest and when my deal is about to end with options available to continue banking or not. Straightforward and easy to navigate the app. I have had to contact customer services in the past and this was not a problem and staff were very well informed and helpful. Reviewed on: 12th May 2025

Initial report

5
In my first year with Atom banking and been very impressed with them so far. Reviewed on: 10th May 2025

Atom is very transparent.

5
Atom is very transparent. Easy to navigate. Relaible and profitable. Reviewed on: 8th May 2025

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