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Atom Bank: Savings reviews

View other Atom Bank products
4.92
Based on 4,813 reviews, last reviewed 2nd Mar 2026
10300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app Atom app is easy to use. When I had a problem I phoned customer service and they were very helpful. Reviewed on: 2nd March 2026
Linda B's avatar
Linda B

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4813)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025
Glenis Pug's avatar
Glenis Pug

Great banking app

5
Easy to use interface, simple to get help/support & good rates. Reviewed on: 25th April 2025
Phoebe B's avatar
Phoebe B

East to use app

5
Always found the app easy to navigate. Updated information regularly. Reviewed on: 25th April 2025
Jane W's avatar
Jane W

Atom bank is great, good interest rates for savers

5
Atom bank is great, good interest rates for savers and excellent communication for changes to the account. Reviewed on: 25th April 2025
Lel P's avatar
Lel P

Great bank

5
Great App, easy to open and manage accounts Reviewed on: 25th April 2025
Chris's avatar
Chris

Easy to apply for a savings account.

5
Easy to apply for a savings account. Great choice of terms for fixed savings accounts with very competitive interest rates. Same applies for the Instant Saver. Fantastic app for controlling your accounts. Very Secure. My wife is now also a customer because of the above. Reviewed on: 25th April 2025
Michael C's avatar
Michael C

All good experiences

5
All good experiences - easy to start an account with an easy to use app Reviewed on: 25th April 2025
Janet's avatar
Janet

Everything about Atom is five star

5
I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025
Clare A's avatar
Clare A

Great online bank with competitive interest rates

3
Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025
Chris B's avatar
Chris B

Great bank

5
Easy to set up and good interest. Reviewed on: 24th April 2025
UJU's avatar
UJU

Easy setup and access

5
Easy to set up accounts, easy app to use, easy and quick to access my money when I need it. I have never needed to contact Atom about any issue, so I can't comment on their customer service. Reviewed on: 24th April 2025
Teresa B's avatar
Teresa B

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