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Atom Bank: Savings reviews

4.92
Based on 4,867 reviews, last reviewed 3rd Mar 2026
12700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Reliable Have invested three times now, always with a competitive rate Reviewed on: 3rd March 2026
David D's avatar
David D

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4867)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Everything about Atom is five star

5
I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025

Great online bank with competitive interest rates

3
Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025

Great bank

5
Easy to set up and good interest. Reviewed on: 24th April 2025

Easy setup and access

5
Easy to set up accounts, easy app to use, easy and quick to access my money when I need it. I have never needed to contact Atom about any issue, so I can't comment on their customer service. Reviewed on: 24th April 2025

Great service

5
The app is easy to use and navigate. When I have contacted customer service over the phone, I get a quick and friendly response from a real person! Overall, very happy with my experience. Reviewed on: 24th April 2025

Excellent bank.

5
Excellent bank. Great service and App. Reviewed on: 24th April 2025

Tge interest rates are superb an the app is so easy...

5
Tge interest rates are superb an the app is so easy to use. Reviewed on: 24th April 2025

Online ease.

5
I have fixed rates saving with Atom Bank, I do everything on line via the app which makes it very easy. Reviewed on: 24th April 2025

Easy to open and operate account with very competiti...

5
Easy to open and operate account with very competitive interest rates Reviewed on: 24th April 2025

Some of the verification features and customer suppo...

4
Some of the verification features and customer support need working on. But the process is fairly seamless! Reviewed on: 23rd April 2025

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