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Atom Bank: Savings reviews

View other Atom Bank products
4.92
Based on 4,902 reviews, last reviewed 4th Mar 2026
13850% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Recommended by Martin Lewis. Recommended by Martin Lewis. Easy to set up and use. No issues. Reviewed on: 4th March 2026
BARRY 's avatar
BARRY

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026
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John
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4902)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025
Des G's avatar
Des G

East to use app

5
Always found the app easy to navigate. Updated information regularly. Reviewed on: 25th April 2025
Jane W's avatar
Jane W

Atom bank is great, good interest rates for savers

5
Atom bank is great, good interest rates for savers and excellent communication for changes to the account. Reviewed on: 25th April 2025
Lel P's avatar
Lel P

Great bank

5
Great App, easy to open and manage accounts Reviewed on: 25th April 2025
Chris's avatar
Chris

Easy to apply for a savings account.

5
Easy to apply for a savings account. Great choice of terms for fixed savings accounts with very competitive interest rates. Same applies for the Instant Saver. Fantastic app for controlling your accounts. Very Secure. My wife is now also a customer because of the above. Reviewed on: 25th April 2025
Michael C's avatar
Michael C

All good experiences

5
All good experiences - easy to start an account with an easy to use app Reviewed on: 25th April 2025
Janet's avatar
Janet

Everything about Atom is five star

5
I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025
Clare A's avatar
Clare A

Great online bank with competitive interest rates

3
Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025
Chris B's avatar
Chris B

Great bank

5
Easy to set up and good interest. Reviewed on: 24th April 2025
UJU's avatar
UJU

Easy setup and access

5
Easy to set up accounts, easy app to use, easy and quick to access my money when I need it. I have never needed to contact Atom about any issue, so I can't comment on their customer service. Reviewed on: 24th April 2025
Teresa B's avatar
Teresa B

Great service

5
The app is easy to use and navigate. When I have contacted customer service over the phone, I get a quick and friendly response from a real person! Overall, very happy with my experience. Reviewed on: 24th April 2025
Holly A's avatar
Holly A

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