Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,922 reviews, last reviewed 4th Mar 2026
14850% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have been a customer for around a year and I am al... I have been a customer for around a year and I am always kept well informed by Atom and feel they are very fair and look after their customers very we... Read more Reviewed on: 4th March 2026
Richard 's avatar
Richard

Latest lowest rating:

2

Antiquated. I have money with you and I’m now over the limit for having money in bonds. A ceiling of £100,000 is one if the most rediculas amounts I have heard i... Read more Reviewed on: 4th March 2026
John's avatar
John

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4922)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Great Savings App

5
Great interest rates and the app is easy to use. Love the notifications when I pay money in. Reviewed on: 23rd April 2025

Atom is a Great App Based Bank

5
I have been a customer of Atom since 2022 and found the service excellent from a clear and great App side. Reviewed on: 23rd April 2025

Brilliant for everything, I am a happy customer.

5
Brilliant for everything, I am a happy customer. Reviewed on: 23rd April 2025

Very proactive in providing updates

5
Atom are very proactive in providing updates and information about how a product is performing and whether there are new options as a customer. Reviewed on: 23rd April 2025

Flawless experience with great interest rates.

5
Flawless experience with great interest rates. Reviewed on: 23rd April 2025

Called customer service got through straightaway and...

5
Called customer service got through straightaway and were very helpful Reviewed on: 23rd April 2025

Excellent App.

5
Excellent App. All you need in one place Reviewed on: 23rd April 2025

It is just so useful, efficient and quick

5
It is just so useful, efficient and quick - and when I needed assistance dealing with something, that too was quick and friendly. I think they're great. Reviewed on: 23rd April 2025

Simple app with full control of my account

5
I found it a simple process to create my online savings account and manage this through the app. I get up to date information about my account and forecasts for my future interest payments, all through the simple to use app. Reviewed on: 23rd April 2025

Great interest rates, easy to use

5
Great interest rates, easy to use Reviewed on: 23rd April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products