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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4600 reviews)

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4.92

Based on 4,600 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Bank. Only had to use customer service once and it was very good, the point being that Atom hasn't raised any problems, the onetime was a mistake by myself.... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

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Atom Bank Savings reviews (4600)

Review of the Atom Bank, Savings:

Love the simplicity of banking with Atom

Love the simplicity of banking with Atom. Customer service is available when the need arises, but I've hardly needed them at all. The interest rates have been very favourable during my time with them. Reviewed on: 22nd April 2025

I've been with atom a few years on and off but I've...

I've been with atom a few years on and off but I've always been satisfied with them, Reviewed on: 26th April 2025

Very easy account to use and top interest rates.

Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Reviewed on: 26th April 2025

The app makes everything so easy

It is so easy to sign in to the app with an image of your face. All documents and details of the accounts are easy to find on the app and it is easy to open a new account. Reviewed on: 26th April 2025

Excellent Banking

Had our Mortgage with Atom and now have a savings account. We wouldn't hesitate recommending Atom as our experience has always been excellent. They are easy to contact and always very helpful and easy to understand. Reviewed on: 26th April 2025

Atom is easy to use and offers good products

Atom is easy to use and offers good products Reviewed on: 26th April 2025

Great service and helpful advice

The App is very easy to use and I have had good service all the time I have needed to contact them. They provide help and advice in a friendly caring way. Reviewed on: 25th April 2025

Great banking app

Easy to use interface, simple to get help/support & good rates. Reviewed on: 25th April 2025

East to use app

Always found the app easy to navigate. Updated information regularly. Reviewed on: 25th April 2025

Atom bank is great, good interest rates for savers

Atom bank is great, good interest rates for savers and excellent communication for changes to the account. Reviewed on: 25th April 2025

Great bank

Great App, easy to open and manage accounts Reviewed on: 25th April 2025

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