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Atom Bank: Savings reviews

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4.92
Based on 4,601 reviews, last reviewed 24th Jan 2026
250% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All savings accounts are easy to set up and transfer... All savings accounts are easy to set up and transfer between .better rates than the big banks Reviewed on: 24th January 2026
Claire f's avatar
Claire f

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
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Happy customer
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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Atom Bank Savings reviews (4601)

Review of the Atom Bank, Savings:

Atom excellent service

5
Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025
Rudman 's avatar
Rudman

Great bank

5
Great App, easy to open and manage accounts Reviewed on: 25th April 2025
Chris's avatar
Chris

Easy to apply for a savings account.

5
Easy to apply for a savings account. Great choice of terms for fixed savings accounts with very competitive interest rates. Same applies for the Instant Saver. Fantastic app for controlling your accounts. Very Secure. My wife is now also a customer because of the above. Reviewed on: 25th April 2025
Michael C's avatar
Michael C

All good experiences

5
All good experiences - easy to start an account with an easy to use app Reviewed on: 25th April 2025
Janet's avatar
Janet

Everything about Atom is five star

5
I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025
Clare A's avatar
Clare A

Great online bank with competitive interest rates

3
Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025
Chris B's avatar
Chris B

Great bank

5
Easy to set up and good interest. Reviewed on: 24th April 2025
UJU's avatar
UJU

Easy setup and access

5
Easy to set up accounts, easy app to use, easy and quick to access my money when I need it. I have never needed to contact Atom about any issue, so I can't comment on their customer service. Reviewed on: 24th April 2025
Teresa B's avatar
Teresa B

Great service

5
The app is easy to use and navigate. When I have contacted customer service over the phone, I get a quick and friendly response from a real person! Overall, very happy with my experience. Reviewed on: 24th April 2025
Holly A's avatar
Holly A

Excellent bank.

5
Excellent bank. Great service and App. Reviewed on: 24th April 2025
Damian K's avatar
Damian K

Tge interest rates are superb an the app is so easy...

5
Tge interest rates are superb an the app is so easy to use. Reviewed on: 24th April 2025
Frank Dawson 's avatar
Frank Dawson

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